How to buy something costing more than MCB Primo Card limit?

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3 users

hi, i just got my mcb primo card ,and my account limit is 2500rs, they blocked 2,500rs on it, but i want to know how to refill it? can i do it when i want? or must i wait till the end of the month? what if i want to buy somthing more than 2500rs? how should i proceed, can somones explain it me me .

5 Replies

gices Level 6

The MCB Primo Card is essentially a credit card and to prevent people from borrowing money they can't repay, sometimes they will hold an amount of money equal to the limit of the card (in your case Rs2,500).

This means you're free to buy anything up to that value in store or online. If you want to buy something which is more expensive than Rs2,500, you will have to add the difference on your card. You can do that by going to a branch or transfer the money yourself through Internet Banking.

My primo card has a limit of Rs5,000 and when I wanted to book flight tickets from Air Mauritius costing Rs72,000, I transferred Rs67,000 from my MCB savings account to my Primo card and the booking went through fine.

Hope that clears things up for you.

Balibam Level 1

thnks for the answer.
But , Say that to day is the 06 june, and i bought somthing upto 2500rs, can i recharge it today itself? or must i wait till the end of the month?

gices Level 6

As long as you have money, you can recharge it as many times as you want, whenever you want to :)

Balibam Level 1

ok great, but using internet banking, ive transferd 100rs onto my credit card from my saving account, its says transaction successful, but i cant see it on my credit card, it keep displaying 2500rs

gices Level 6

It takes about 30 mins to get on your credit card but it can take a couple of days to show the credit card transactions on Internet Banking.

If the transaction has gone through fine, then you can make your purchase after the 30 mins period. If you really want to know whether the money has been transferred, you can always call customer service. I used to transfer money and after half an hour, call customer service to make sure the money was transferred but after a while, I just decided to make my purchases. Worst case scenario, the transaction is going to be rejected because you don't have enough money on the card.