How do I save money without working?
How can I save money?
Or how can I gain money while being a full-time student?
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Earning money whilst studying full time is a little hard in Mauritius the job sector isn't very flexible. You might be lucky enough to work in retail at the weekends or go online and find work such as writing articles, I know someone who was employed through a company in the UK and got paid per article written, this was flexible but you don't get much money.
If you can avoid working then I would, concentrate on your studies and pass first time round, in order to do this you need to be 100% committed with all your attention on studying alone.
I guess I'm going to concentrate on studies like you said. But still, will continue searching for the pin in the hay. I love my country...
If you have a skill, maybe you're good at repairing computers or something else, then you can use that skill and get cash in return for your skill. Ask friends or family to see if anyone needs your services; it'll be a part time job for you and you can easily save a good amount.
But I lost interest due to lack of time and exams.
My pocket money is tiny I would say.
Gonna consider what you said about asking if anyone needs my services.
By the way do you need help mopping the floor in weekends? Lol joking!
Difficult to save when your expenses are greater than or equal to your income (pocket money at the moment).
If you have a smart phone, you could use apps like Xpensy, Spendee, MoneyWise etc... (one of them) to track your expenses over one month (or more). You would then know where the money's going (basic made-up example: Rs 12 dholl puri for 5 days = Rs 60/week; for 1 yr [52 weeks] adds up to Rs 3120).
If you want to budget, you can follow this general formula (percentages of your income):
- 50% : Needs (Food, necessary travel, clothing, rent, etc)
- 30% : Wants (Fancy food, brand clothing, latest gadgets, luxury cars, etc)
- 20% : Savings (Better to leave that money aside from the start. Your spending money is: income-savings. Imagine that this money doesn't exist for the immediate future)